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Home-Time Realty
5122 50 ST Box 1050, Tofield, Alberta
P: 780-662-4623
F: 780-662-4686
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Thursday, December 13, 2012 - What are HOA fees?

HOA - stands for Homeowner Association.  You may have seen HOA Fee categorized on an MLS® highlight sheet:

Somewhat similar to a Condo fee, the HOA fee covers a residential neighborhood (primarly Metro) for things like upgraded landscaping, fencing, lamp posts regarded as common facilities.  They may also cover capital costs associated with Community Recreation Centres.

An encumbrance is registered on title when the residential development is established.  In many cases, the Association is somewhat quiet until the community builds up, with a nominal $1 fee being charged annually.  Once the community has grown, a board is formed involving residential owners, budgets are set, and assessments are made.

Recently, when touring Rutherford, Summerside and Ambleside in Edmonton, HOA fees have appeared where there didn't seem to be HOA fees before.  A good REALTOR® will ensure that you are made aware of the existence of an HOA fee, the amount, and what it's for.

Another note:   MOST HOA fees are collected annually, whereas MOST Condo fees are collected monthly.

posted in General at Thu, 13 Dec 2012 09:52:22 -0700

Thursday, December 6, 2012 - Mortgage Rates

The Bank of Canada rate remains unchanged this week.   Best Mortgage rates we've been seeing, for clients with a great credit history are 5 year fixed rate a 2.94% or 5 year variable rate of prime rate minus .35 = 2.65%.  If you're considering buying soon, it would be wise to get qualified.  Please contact us for more information.

posted in General at Thu, 06 Dec 2012 17:00:16 -0700

Wednesday, December 5, 2012 - Sherwood Park Sales Nov 2012

Sales of Single Family homes for Sherwood Park in November 2012 totalled 40, with an average selling price of $432,323.   Condo sales in Sherwood Park for November 2012 totalled 11, with an average selling price of $244,382.  From the REALTORS® Association of Edmonton.

posted in General at Wed, 05 Dec 2012 17:02:23 -0700

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